The U.S. Small Business Administration (SBA) has extended the deadline for franchisors to submit their Franchisor Certification to the SBA Franchise Directory. This update directly affects SBA loan eligibility for your franchisees—and provides more time for your brand to comply.
What Is the New SBA Certification Deadline?
As of July 2025, the SBA has extended the deadline to December 31, 2025 for any franchise brand that was listed on the SBA Franchise Directory as of May 2023. This gives franchisors additional time to complete and submit the new required Certification form.
Why Does the SBA Franchise Certification Matter?
Franchisors must submit this certification form to remain on the SBA Franchise Directory, which is the tool lenders use to determine whether a franchise is eligible for SBA-backed loans.
If a franchisor does not submit the certification by December 31, 2025, the SBA will remove the brand from the Directory. Once removed, SBA lenders will no longer be able to approve loans for franchisees under that brand.
What Franchisors Should Do Next
Here’s what this update means for you:
You now have until December 31, 2025 to complete and submit the SBA Certification form.
Until then, SBA lenders must continue to use the Addendum listed in the Directory and comply with any notes tied to your brand.
Already signed and returned the certification form sent by FRANdata? You’re all set—no further action is required.
Haven’t submitted your certification yet? Now is the time to take care of it.
How FRANdata Helps Franchisors Navigate SBA Requirements
As the administrator of the Franchise Registry, FRANdata works directly with lenders and the SBA. We:
Monitor SBA policy changes in real time
Help franchisors complete and submit their certification accurately
Alert brands to compliance issues that could affect franchisee financing
Need Help?
If you’re unsure about your certification status—or want help completing the process—contact the Franchise Registry team at FranchiseRegistry@frandata.com.