By Steve Mize of GCF Valuation One year later, and the small business acquisition market has changed significantly. COVID has created some complexities in small business valuation. For most, values have declined post COVID primarily due to lower revenues/cash flow. Two Questions to keep in mind: Has COVID impacted your business (positively or negatively), and […]
As the various pandemic-related government aid programs wind down (PPP, Restaurant Aid, Venue Operators Assistance, etc.), the SBA is expecting that borrowers will not be able to pay their loans and bank portfolios will not look as healthy as when they had the programs as support. In order to offset these impending defaults, the SBA […]
The American Rescue Plan created a $28.6 billion Restaurant Revitalization Fund (RRF), which restaurant franchise owners will be able to apply to for additional government aid. The RRF offers $28.6 billion in grants to hard-hit restaurants and bars, with restaurants able to apply for grants based on lost revenue. Additionally, $5 billion of that total […]
FRANdata has continued to test and review the FUND Model to ensure it provides the best possible measure of franchisor risk available to lending institutions. Applying this model to more than 500 brands, the predictable pattern between loan performance and FUND credit scores continues, while being fine-tuned for 2020. FRANdata has continued to back-test the […]
Over 9,000 lenders subscribe to the Franchise Registry, many of whom rely on FRANdata’s FUND Scoring system as the primary consideration to determine which franchise brands to work with and what loan terms to offer. Lenders with over a trillion dollars of assets rely on the FUND Score to assess credit risks. To understand how […]