In the world of franchise funding, there’s a critical difference between eligibility and creditworthiness. As SBA lending policies tighten again, franchisors need to understand not just how to get listed—but how to get funded. The SBA Franchise Directory and FRANdata’s Franchise Registry, they may sound similar, but they serve very different purposes for lenders. Franchise […]
During the most recent SBA Quarterly Call—attended by over 3,700 lending and franchise partners—U.S. Senator Kelly Loeffler and Associate Administrator Thomas Kimsey outlined the policy rationale and urgency behind SOP 50 10 8. SBA’s 7(a) program, now in its 70th year, is experiencing a rapid transformation. For the first time in over a decade, the […]
The Small Business Administration (SBA) is finalizing major policy updates that will have a direct impact on franchise financing. These changes — taking effect with the release of the new Standard Operating Procedures (SOP) on June 1st — will reshape the eligibility process, how brands are listed, and what franchisors must provide to maintain SBA […]
In today’s lending environment, franchisors can’t afford to sit on the sidelines when it comes to their credit profile. Financing plays a critical role in franchise growth—and when lenders make decisions without your input, you risk more than just slower approvals. You risk your franchisees’ success. That’s why being part of FRANdata’s Franchise Registry isn’t optional—it’s […]
Rising costs, SBA rule changes, and a more cautious lending environment are converging to create real challenges in franchise financing. Access to capital is getting more complex—and your franchisees may soon feel the effects. At a recent lender conference, where close to 400 SBA lenders gathered, it became clear that lenders are tightening their credit […]