How Leading Franchise Lenders Use FUND Scores to Improve Franchise Loan Performance In a lending environment defined by tightening credit standards and rising risk awareness, franchise lenders are increasingly turning to data-driven franchise lending insights to improve decision quality and portfolio outcomes. FRANdata’s latest analysis of more than 18,000 SBA 7(a) loans shows how measurable […]
Franchise financing outcomes vary widely across systems, but new evidence shows that brand-level creditworthiness plays a measurable role. FRANdata analyzed more than 18,000 SBA 7(a) loans issued to franchisees from 2010 to the present—representing roughly $8 billion in total financing—to quantify how FUND Scores relate to loan performance. The findings confirm a statistically significant relationship […]
The U.S. Small Business Administration (SBA) has extended the deadline for franchisors to submit their Franchisor Certification to the SBA Franchise Directory. This update directly affects SBA loan eligibility for your franchisees—and provides more time for your brand to comply. What Is the New SBA Certification Deadline? As of July 2025, the SBA has extended […]
Some 580+ SBA lenders attended last week’s NAGGL Spring Conference in Salt Lake City, and the FRANdata team was on hand to learn the latest in SBA lending and gauge how some of the largest franchise lenders are feeling about the current lending environment. From evolving credit risk concerns and policy clarifications to upcoming SOP […]
In the world of franchise funding, there’s a critical difference between eligibility and creditworthiness. As SBA lending policies tighten again, franchisors need to understand not just how to get listed—but how to get funded. The SBA Franchise Directory and FRANdata’s Franchise Registry, they may sound similar, but they serve very different purposes for lenders. Franchise […]